KEYWORD: Guideline F; Guideline E
DIGEST: As the trier of fact, the Judge has to weigh the evidence as a whole and decide whether
the favorable evidence outweighs the unfavorable, or vice versa.  Adverse decision affirmed.
CASENO: 07-03298.a1
DATE: 07/16/2008
DATE: July 16, 2008
In Re:
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Applicant for Security Clearance
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ISCR Case No. 07-03298
APPEAL BOARD DECISION
APPEARANCES
FOR GOVERNMENT
James B. Norman, Esq., Chief Department Counsel
FOR APPLICANT
Pro Se
The Defense Office of Hearings and Appeals (DOHA) declined to grant Applicant a security
clearance.  On November 9, 2007, DOHA issued a statement of reasons (SOR) advising Applicant
of the basis for that decision—security concerns raised under Guideline F (Financial Considerations)
The Judge’s favorable finding under Guideline E is not at issue on appeal.
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and Guideline E (Personal Conduct) of Department of Defense Directive 5220.6 (Jan. 2, 1992, as
amended) (Directive).  Applicant requested a hearing.  On April 7, 2008, after the hearing,
Administrative Judge Martin H. Mogul denied Applicant’s request for a security clearance.
Applicant timely appealed pursuant to the Directive ¶¶ E3.1.28 and E3.1.30.
Applicant raised the following issue on appeal: whether the Judge’s adverse clearance
decision under Guideline F is arbitrary, capricious or contrary to law.1
 
Applicant contends that the Judge’s adverse decision should be reversed because the Judge
did not give adequate weight to the mitigating evidence, and the decision is “unfair” because he is
a responsible person and did not breach workplace security.  Applicant’s arguments do not
demonstrate that the Judge erred. 
The presence of some mitigating evidence does not alone compel the Judge to make a
favorable security clearance decision.  As the trier of fact, the Judge has to weigh the evidence as a
whole and decide whether the favorable evidence outweighs the unfavorable evidence, or vice versa.
See, e.g., ISCR Case No. 06-10320 at 2 (App. Bd. Nov. 7, 2007).  An applicant’s disagreement with
the Judge’s weighing of the evidence, or an ability to argue for a different interpretation of the
evidence, is not sufficient to demonstrate the Judge weighed the evidence or reached conclusions in
a manner that is arbitrary, capricious, or contrary to law.  See, e.g., ISCR Case No. 06-17409 at 3
(App. Bd. Oct. 12, 2007).
In this case, the Judge found that Applicant had a lengthy and serious history of not meeting
financial obligations.  At the time of the hearing, Applicant still had a significant number of
delinquent debts.  In light of the foregoing, the Judge could reasonably conclude that Applicant’s
financial problems were still ongoing.   See, e.g., ISCR Case No. 05-07747 at 2 (App. Bd. Jul. 3,
2007).  The Judge weighed the mitigating evidence offered by Applicant against the length and
seriousness of the disqualifying conduct and considered the possible application of relevant
mitigating conditions and whole-person factors.  He found in favor of Applicant under Guideline E.
However, he reasonably explained why the evidence which the Applicant had presented in mitigation
was insufficient to overcome the government’s other security concerns.  The Board does not review
a case de novo.  After reviewing the record, the Board concludes that the Judge examined the
relevant data and articulated a satisfactory explanation for his decision, “including a ‘rational
connection between the facts found and the choice made.’” Motor Vehicle Mfrs. Ass’n of the United
States v. State Farm Mut. Auto. Ins. Co., 463 U.S. 29, 43 (1983) (quoting Burlington Truck Lines,
Inc. v. United States, 371 U.S. 156, 168 (1962).  An applicant with good or exemplary job
performance may engage in conduct that has negative security implications.  The Guidelines set forth
in the Directive address a variety of examples of off-duty conduct and circumstances which are a
security concern to the government and require a whole-person analysis to determine an applicant’s
security eligibility.  A whole-person analysis is by its very nature not confined to the workplace.  See,
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e.g. ISCR Case No. 03-19006 at 6 (App. Bd. Oct. 17, 2005).   Therefore, the Judge’s ultimate
unfavorable security clearance decision under Guideline F is sustainable.
Order
The decision of the Judge denying Applicant a security clearance is AFFIRMED.
Signed: Michael D. Hipple       
Michael D. Hipple
Administrative Judge
Member, Appeal Board
Signed: Jean E. Smallin             
Jean E. Smallin
Administrative Judge
Member, Appeal Board
Signed: William S. Fields           
William S. Fields
Administrative Judge
Member, Appeal Board