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                           DEPARTMENT OF DEFENSE 
         DEFENSE OFFICE OF HEARINGS AND APPEALS 
           
             
 
 
In the matter of: ) 
 ) 
  )  ISCR Case No. 11-05492 
  ) 
Applicant for Security Clearance ) 
 
 
Appearances 
 
For Government: Eric H. Borgstrom, Esq., Department Counsel 
For Applicant: Pro se 
 
 
 
______________ 
 
 
Decision 
______________ 
 
 
COACHER, Robert E., Administrative Judge: 
 
Applicant failed to mitigate the security concerns under Guideline F, financial 
considerations. Applicant’s eligibility for a security clearance is denied. 
 
Statement of the Case 
 
On April 24, 2012, the Defense Office of Hearings and Appeals (DOHA) issued 
Applicant a Statement of Reasons (SOR) detailing security concerns under Guideline F, 
financial considerations. DOHA acted under Executive Order 10865, Safeguarding 
Classified Information within Industry (February 20, 1960), as amended; Department of 
Defense Directive 5220.6, Defense Industrial Personnel Security Clearance Review 
Program (January 2, 1992), as amended (Directive); and the adjudicative guidelines 
(AG), effective within the Department of Defense on September 1, 2006.  
 
 Applicant answered the SOR on May 16, 2012, and elected to have his case 
decided on the written record. Department Counsel submitted the Government’s File of 
Relevant Material (FORM) on June 28, 2012. The FORM was mailed to Applicant and