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                        DEPARTMENT OF DEFENSE 
         DEFENSE OFFICE OF HEARINGS AND APPEALS 
           
             
 
 
In the matter of: ) 
 ) 
  )  ISCR Case No. 11-08565 
  ) 
Applicant for Security Clearance ) 
 
 
Appearances 
 
For Government: Robert Kilmartin, Esq., Department Counsel 
For Applicant: Pro se 
 
 
 
 
______________ 
 
Decision 
______________ 
 
 
DUFFY, James F., Administrative Judge: 
 
Applicant failed to mitigate the security concerns arising under Guideline E 
(Personal Conduct) and Guideline F (Financial Considerations). Eligibility for access to 
classified information is denied. 
 
Statement of the Case 
 
On July 17, 2012, the Defense of Defense (DoD) issued Applicant a Statement of 
Reasons (SOR) detailing security concerns under Guidelines E and F. This action was 
taken under Executive Order (EO) 10865, Safeguarding Classified Information within 
Industry (February 20, 1960), as amended; Department of Defense Directive 5220.6, 
Defense Industrial Personnel Security Clearance Review Program (January 2, 1992), as 
amended (Directive); and the adjudicative guidelines (AG) implemented on September 
1, 2006. 
 
On August 9, 2012, Applicant answered the SOR and requested a hearing. The 
case was assigned to me on October 22, 2012. The Defense Office of Hearings and 
Appeals (DOHA) issued a notice of hearing on November 2, 2012, and the hearing was