1 
 
                                                              
                        DEPARTMENT OF DEFENSE 
         DEFENSE OFFICE OF HEARINGS AND APPEALS 
           
             
 
 
In the matter of: ) 
 ) 
  )  ISCR Case No. 12-06082   
 ) 
Applicant for Security Clearance ) 
 
 
Appearances 
 
For Government: Caroline E. Heintzelman, Esq., Department Counsel 
For Applicant: Pro se 
 
 
 
 
______________ 
 
Decision 
______________ 
 
 
NOEL, Nichole L., Administrative Judge: 
 
Applicant contests the Department of Defense’s (DOD) intent to deny his 
eligibility for a security clearance. Applicant owes approximately $19,600 in unresolved 
delinquent debt. Clearance is denied.  
 
Statement of the Case 
 
On October 22, 2013, the Department of Defense (DOD) issued a Statement of 
Reasons (SOR) detailing security concerns under the financial considerations 
guideline.1 DOD adjudicators were unable to find that it is clearly consistent with the 
national interest to grant Applicant’s security clearance.  
                                                          
1 This case is adjudicated under Executive Order (EO) 10865, Safeguarding Classified Information within 
Industry, signed by President Eisenhower on February 20, 1960, as amended; as well as DOD Directive 
5220.6, Defense Industrial Personnel Security Clearance Review Program, dated January 2, 1992, as 
amended (Directive). In addition, the Adjudicative Guidelines for Determining Eligibility for Access to 
Classified Information (AG), effective within the Defense Department on September 1, 2006, apply to this 
case. The AG were published in the Federal Register and codified in 32 C.F.R. § 154, Appendix H (2006). 
The AG replace the guidelines in Enclosure 2 to the Directive.