KEYWORD: Guideline F
DIGEST: Applicant’s appeal brief raises no allegation of harmful error on the part of the Judge. 
Rather, it contains a narrative statement about her efforts and plans to resolve her alleged debts.
Adverse decision affirmed.
CASENO: 17-02365.a1
DATE: 06/14/2018
DATE: June 14, 2018
In Re:
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Applicant for Security Clearance
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ISCR Case No.17-02365
APPEAL BOARD DECISION
APPEARANCES
FOR GOVERNMENT
James B. Norman, Esq., Chief Department Counsel
FOR APPLICANT
Pro se
The Department of Defense (DoD) declined to grant Applicant a security clearance.  On
August 24, 2017, DoD issued a statement of reasons (SOR) advising Applicant of the basis for that
decision—security concerns raised under Guideline F (Financial Considerations) of Department of
Defense Directive 5220.6 (Jan. 2, 1992, as amended) (Directive).  Applicant requested a decision
on the written record.  On March 23, 2018, after considering the record, Administrative Judge Arthur
E. Marshall, Jr., denied Applicant’s request for a security clearance.  Applicant appealed pursuant
to Directive ¶¶ E3.1.28 and E3.1.30.
 Applicant’s appeal brief raises no allegation of harmful error on the part of the Judge. 
Rather, it contains a narrative statement about her efforts and plans to resolve her alleged debts.1 
The Board does not review cases de novo.  The Appeal Board’s authority to review a case is limited
to cases in which the appealing party has alleged the Judge committed harmful error.  Because
Applicant has not made such an allegation of error, the decision of the Judge denying Applicant a
security clearance is AFFIRMED.
Signed: Michael Ra’anan        
Michael Ra’anan
Administrative Judge
Chairperson, Appeal Board
Signed: Charles C. Hale           
Charles C. Hale
Administrative Judge
Member, Appeal Board
Signed: James F. Duffy             
James F. Duffy
Administrative Judge
Member, Appeal Board
1 Much of Applicant’s narrative is new evidence that the Appeal Board cannot consider.  See, Directive ¶
E3.1.29. 
2