KEYWORD: Guideline E; Guideline F
DIGEST: The Directive does not authorize a Judge to act as an investigator for either party.
Adverse decision affirmed.
CASENO: 16-03709.a1
DATE: 07/02/2018
DATE: July 2, 2018
In Re:
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Applicant for Security Clearance
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ISCR Case No. 16-03709
APPEAL BOARD DECISION
APPEARANCES
FOR GOVERNMENT
James B. Norman, Esq., Chief Department Counsel
FOR APPLICANT
Pro se
The Department of Defense (DoD) declined to grant Applicant a security clearance.  On
January 19, 2017, DoD issued a statement of reasons (SOR) advising Applicant of the basis for that
decision—security concerns raised under Guideline F (Financial Considerations) and Guideline E
(Personal Conduct) of Department of Defense Directive 5220.6 (Jan. 2, 1992, as amended)
(Directive).  Applicant requested a decision on the written record.  On March 27, 2018, after
considering the record, Administrative Judge Braden M. Murphy denied Applicant’s request for a
security clearance.  Applicant appealed pursuant to Directive ¶¶ E3.1.28 and E3.1.30.
The Judge found in favor of Applicant on the sole Guideline E allegation and against him
on the five Guideline F allegations.  Under Guideline F, the SOR alleged that Applicant had two
delinquent student loans totaling about $45,600, a judgment filed in 2014 for about $670, and three
other debts totaling about $1,200.  In his response to the SOR, Applicant admitted each debt and
submitted no documents concerning the debts.   Upon receipt of the case, the Judge reopened the
record to provide Applicant the opportunity to submit documentation.  In the decision, the Judge
addressed the reopening of the record by stating:
In response to my order reopening the record, Applicant acknowledged that he had
not provided documentation, and said he thought his creditors would send documents
to the credit bureaus “to clear the debt from my name.”  He indicated that he would
contact the creditors for appropriate records.  He also said he had recently been “laid
off” from one of his company’s job sites, and transferred elsewhere.  (AE A)1
In his analysis, the Judge noted that Applicant failed to present documentation showing the
satisfaction of specific debts and concluded that insufficient evidence was presented to conclude that
his financial issues are unlikely to recur.2  
In his Appeal Brief, Applicant challenges the Judge’s finding the he did not provide
supporting documentation.  He states that he “provided business names and account numbers in the
initial package provided to me almost two years ago . . . .”  Appeal Brief at 1.  We are unable to
discern what “initial package” Applicant is referencing.  To the extent that he may be arguing the
Judge should have investigated the status of his alleged debts, we find no merit in the contention. 
The Directive does not authorize a Judge to act as an investigator for either party.  See, e.g., ISCR
Case No. 11-06659 at 5 (App. Bd. Oct. 22, 2012).  Applicant also provided documents in his Notice
of Appeal and Appeal Brief that were not previously submitted to the Judge for consideration. 
Those documents constitute new evidence that the Appeal Board cannot consider.  Directive ¶
E3.1.29.
1Decision at 3.
2 In the analysis, the Judge notes that a government exhibit, a credit report post-dating the SOR, reflected that
the student loans were consolidated, placed in a deferment status, and were not past due.  Nevertheless, the Judge
concluded that Applicant failed to take steps to resolve the student loans in a timely manner and did not set forth any
plan to pay them.  
2
Applicant has not identified any harmful error in the Judge’s decision.  The Judge examined
the relevant evidence and articulated a satisfactory explanation for the decision.  The decision is
sustainable on this record.  “The general standard is that a clearance may be granted only when
‘clearly consistent with the interests of the national security.’”  Department of the Navy v. Egan, 484
U.S. 518, 528 (1988).  See also Directive, Encl. 2, App A. ¶ 2(b):  “Any doubt concerning personnel
being considered for national security eligibility will be resolved in favor of the national security.”
Order
The Decision is AFFIRMED.  
Signed: Michael Ra’anan          
Michael Ra’anan
Administrative Judge
Chairperson, Appeal Board
Signed: James E. Moody            
James E. Moody
Administrative Judge
Member, Appeal Board
Signed: James F. Duffy              
James F. Duffy
Administrative Judge
Member, Appeal Board
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