DATE: February 22, 2000


In Re:

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SSN: ----------------

Applicant for Security Clearance


ISCR Case No. 99-0566

DECISION OF ADMINISTRATIVE JUDGE

DARLENE LOKEY-ANDERSON

APPEARANCES

FOR GOVERNMENT

Melvin A. Howry, Department Counsel

FOR APPLICANT

Pro Se

STATEMENT OF THE CASE

On September 29, 1999, the Defense Office of Hearings and Appeals (DOHA), pursuant to Executive Order 10865 and Department of Defense Directive 5220.6 (Directive), dated January 2, 1992, issued a Statement of Reasons (SOR) to the Applicant, which detailed reasons why DOHA could not make the preliminary affirmative finding under the Directive that it is clearly consistent with the national interest to grant or continue a security clearance for the Applicant and recommended referral to an Administrative Judge to determine whether clearance should be denied or revoked.

The Applicant responded to the SOR in writing on October 22, 1999, in which he elected to have the case determined on the written record in lieu of a hearing. Department Counsel submitted the Government's File of Relevant Material (FORM) to the Applicant on December 23, 1999. The Applicant was instructed to submit information in rebuttal, extenuation or mitigation within 30 days of receipt. Applicant received the FORM on December 30, 1999, and he submitted no response.

The case was assigned to the undersigned for resolution on February 1, 2000.

FINDINGS OF FACT

The Applicant is 35 years old, married, and is employed by a defense contractor. He is applying for a security clearance in connection with his employment.

The Government opposes the Applicant's request for a security clearance, on the basis of allegations set forth in the Statement of Reasons (SOR). The following findings of fact are entered as to each paragraph and criterion in the SOR:

Paragraph 1 (Guideline F - Financial Considerations) The Government alleges that the Applicant is ineligible for clearance because he is financially overextended and at risk to engage in illegal acts to generate funds.

In 1988, the Applicant, who supports four children and a wife, became unemployed and filed for welfare. When he obtained employment as a tow truck driver, he did not make enough money to support his family, so he decided to continue to collecting welfare benefits. The Applicant knew that he should report his employment to the welfare department, and intended to report it when his financial situation improved. Before he reported that he was employed, the State found out that he was working, and they garnished his wages for the amount of welfare he received after he started working. The State also charged him and his wife with Welfare Fraud. The court dismissed the felony charge; but, the Applicant was ordered to pay restitution in the amount of $2,000.00. The Applicant arranged to pay $50.00 a month.

In early 1996, the Applicant injured his back on the job, and was out of work for about a year and a half. During this period, he fell behind on his rent and other bills.

Subparagraph 1(a) In July1997, the Applicant filed a Chapter 7 Bankruptcy petition and in October 1997, his unsecured debts of $45,760.00 were discharged. (See, Government Exhibit 9). The Applicant was unable to include his debt for welfare fraud restitution in his bankruptcy petition as that debt is legally prohibited from discharge.

Subparagraph 1(b) The Applicant's indebtedness to the State arising from the welfare fraud which was originally $2,000.00 increased over time as penalties and interest accrued, and eventually reached the sum of $7,551.00. As of January 28, 1999, this account remained outstanding. The Applicant states that during his period of unemployment in 1996-1997, he fell behind on his payments to the State, but since he became employed in June 1998, he had been making the regular monthly payments of $50.00 a month and his account is current. As of October 1999, the balance owed on the account was approximately $4,000.00. (See, Government Exhibit 3).

Subparagraph 1(c) The Applicant was indebted to a State department in the amount of $61.00 for the balance owed on an account based on an overpayment made to his family in September 1997. The Government alleges that as of January 27, 1999, this debt was still outstanding. The Applicant states that he has paid this debt and it is no longer owing. (See, Government Exhibit 3).

Subparagraph 1(d) The Applicant's financial statement of December 8, 1998, indicates that he has a monthly net remainder of about $133.00 after deducting his monthly expenses and debt payments. (See, Government Exhibit 6). The Applicant's payment to the State in the amount of $50.00 is not reflected in his financial statement.

The Applicant states that he has been current on all of his bills since filing Bankruptcy in 1997. His credit report reflects that all of his accounts opened after 1997 are being paid as agreed, including his debt to the State for restitution. (See, Government Exhibit 7).

Paragraph 2 (Criterion E- Personal Conduct). The Government alleges that the Applicant is ineligible for clearance because he engaged in conduct involving questionable judgment, unreliability, or unwillingness to comply with rules and regulations.

From November 1989 to December 1991, the Applicant failed to report income that he received from employment during the same period he was also receiving welfare benefits and food stamps. The Applicant repaid $1, 287.00 for welfare benefits, and $567.00 for food stamps.

POLICIES

Security clearance decisions are not made in a vacuum. Accordingly, the Department of Defense, in Enclosure 2 of the 1992 Directive sets forth policy factors and conditions that could raise or mitigate a security concern; which must be given binding consideration in making security clearance determinations. These factors should be followed in every case according to the pertinent criterion. However, the conditions are neither automatically determinative of the decision in any case, nor can they supersede the Administrative Judge's reliance on own common sense. Because each security clearance case presents its own unique facts and circumstances, it cannot be assumed that these factors exhaust the realm of human experience, or apply equally in every case. Based on the Findings of Fact set forth above, the factors most applicable to the evaluation of this case are:

Guideline F (Financial Considerations)

Conditions that could raise a security concern:

1. A history of not meeting financial obligations;